If you own a business and are impacted by the tax rules for passive investment or splitting income, you’ll want to ensure they have effective planning in place. An Individual Pension Plan (IPP) should be on of the options you consider. Your spouse and children could participate if they are employed and paid by the … Continue reading “Deciding if an IPP is right for you”
Workplace Health and Productivity How to Get Results When Most Programs Fail to Deliver
More than ever, organizations need to be able to adapt and innovate to survive and prosper. The challenges can seem daunting with the speed of technological change and the emergence of new sources of disruptive competition. People today are experiencing more stress and emotional drain (according to Statistics Canada, over 25 % of working Canadians … Continue reading “Workplace Health and Productivity How to Get Results When Most Programs Fail to Deliver”
Biologic Drugs a Growing Issue
In 2013 biologics became a hot topic for benefit programs. These drugs are marketed as being able to treat severe chronic conditions such as rheumatoid arthritis, Crohn’s disease, psoriasis, and many more. For those suffering from these severe conditions, biologics can drastically improve quality of life; however, these drugs come at an enormous cost for … Continue reading “Biologic Drugs a Growing Issue”
Protect Your Benefits Plan From The Hidden Cost of Long Term Disability
If one of your employees becomes disabled tomorrow and is no longer able to return to work you could be paying for their health and dental benefits until age 70 or longer. Over time this could represent a very significant cost to the company. Employee benefit plans currently average 6 to 10 % of payroll … Continue reading “Protect Your Benefits Plan From The Hidden Cost of Long Term Disability”